COSaiCOSai

How it works

The shadow ledger.

Most accounting tools tell you what happened. COSai tells you what really happened — and what it cost you.

What is wrong with QuickBooks alone.

QuickBooks is a record-keeping tool. It records what cleared your bank. It does not know what the job cost your techs in drive time, or what the part actually should have been marked up to, or whether the invoice matched the work order, or whether the deposit matched the invoice.

Your books look fine. Your bank account disagrees. The gap is the profit visibility problem — and QuickBooks was not designed to close it.

COSai is not a replacement. It is the layer that holds context across every system and fills in what QBO alone cannot see.

How the shadow ledger works.

Sources

Bank (Plaid)
QuickBooks
Jobber / HCP / ST
Gusto
Stripe
Email
Slack

COSai

Shadow Ledger

Every transaction reconciled against context from every connected system

Outputs

Real-time P&L
Job profitability
Cash position
Anomaly flags
Weekly digest

Every transaction is reconciled against context from every system that touched it. Discrepancies surface in real time. Your books reflect reality, not paperwork.

The trust dial.

COSai does not go fully autonomous on day one. It starts with everything requiring your approval and advances as the system proves itself in each category. Autonomy is earned, not granted.

You set the threshold. You can always tighten it or loosen it. Every autonomous action is logged with source evidence so your CPA and you can review the full trail.

What COSai actually does — and does not — do on its own.

Handles automatically

  • Categorization for known vendors
  • Deposit reconciliation against work orders
  • Expired plan and maintenance contract detection
  • Tax savings transfer calculations
  • Routine invoice reconciliation

Drafts for your review

  • Pricing change recommendations
  • Unusual or first-time vendor transactions
  • Customer credit or discount decisions
  • Change order approval suggestions

Always asks you first

  • Anything that affects customer billing
  • Anything over your configurable approval threshold
  • Any new vendor or payee type
  • Any transaction flagged as potentially fraudulent

Every decision has a paper trail.

Every categorization, reconciliation, and recommendation is logged with source evidence: which system it came from, what data it matched against, what confidence score it received, and what action was taken.

Your CPA gets clean books with full provenance. No black-box AI decisions. No "I don't know how it got categorized that way." Every entry is explainable.

Read our security and data handling policies →

See the shadow ledger on your own books.

20-minute demo. We connect live. You keep the analysis either way.

Book a demo →

Free. No commitment. We will send you the analysis even if you do not sign up.